Tonia Baldy

Tonia Baldy

Passionate entrepreneur. Freelance pop culture enthusiast. Award-winning pop culture advocate. Music expert. Friendly beer fan.

49 Total Articles
What disqualifies you from getting a personal loan?

What disqualifies you from getting a personal loan?

Some of the reasons your loan application might be denied include a low credit score or low credit profile, a high DTI...

Why would I need a personal loan?

Why would I need a personal loan?

Alternative to Payday Loan · 3.Founded in 1976, Bankrate has a long history of helping people make smart financial...

Personal loans when you are on centrelink?

Personal loans when you are on centrelink?

If you receive payments from Centrelink, some traditional lenders (such as banks and credit unions) may consider you for...

Where to apply for personal loans?

Where to apply for personal loans?

A personal loan from Wells Fargo is a great way to consolidate high-interest rate balances, finance special purchases, or ...

Where can i get a $500 personal loan?

Where can i get a $500 personal loan?

The best personal loans for a 450 credit score are those from OppLoans or Integra Credit. These companies specialize in...

Where are personal loans?

Where are personal loans?

Where to get a personal loan · Quick personal loans · Pre-qualify with multiple. The impact of COVID-19 has left...

What is the best company for personal loans?

What is the best company for personal loans?

These loans are available from traditional banks, credit unions and online lending platforms that make it easy to apply...

What is the best place to get a loan?

What is the best place to get a loan?

Best for Home Improvement Loans SoFi is a solid option for good credit consumers, offering low rates, no fees and...

How to get personal loans?

How to get personal loans?

Check your credit score · 2.Prequalify for a Loan · 4.Compare lenders and search for information · 5.Read the fine...

Does it matter what is a personal loan for?

Does it matter what is a personal loan for?

The reason for getting a personal loan is yours, but your prospective lender can determine the important factors of the...

Personal loans when you are unemployed?

Personal loans when you are unemployed?

You may be approved for a personal loan if you're unemployed, says Doe. Yes, you can apply for a personal loan.

Why are personal loans good?

Why are personal loans good?

A personal loan with a single. One reason some people apply for personal loans is to consolidate debts, such as multiple...

What personal loans do experian use?

What personal loans do experian use?

Search and find personal, debt consolidation and student loans with monthly payments, installments and APRs that best fit ...

How many points does a personal loan increase your credit score?

How many points does a personal loan increase your credit score?

For 68% of those customers, the study found that their credit scores increased by 20 points or more within three months...

Why unsecured personal loans?

Why unsecured personal loans?

An unsecured personal loan is a loan from an online lender, bank or credit union that does not require collateral to...

What is the smallest amount you can apply for a loan?

What is the smallest amount you can apply for a loan?

However, the minimum loan amount can vary considerably from lender to lender. Each lender can set the minimum they want...

Who are vm personal loans?

Who are vm personal loans?

Provide you with financial security through personal loans. Keep earning interest on your savings while accessing a quick ...

Where is the best place to make a personal loan?

Where is the best place to make a personal loan?

Best Places to Get a Personal LoanLenders Online. These are often technology-based non-banking companies that offer a few ...

Where to apply for personal loans online?

Where to apply for personal loans online?

Get personalized loan options based on what you tell us. Select the rate, term and payment options you like best.

When are personal loans used?

When are personal loans used?

A personal loan can be used for almost anything. You may see them advertised differently as home improvement loans,...

Can I get approved with a credit score of 550?

Can I get approved with a credit score of 550?

Generally, you'll need good to great credit to qualify for a personal loan, which means you might have a harder time...

What personal loans are easy to approve?

What personal loans are easy to approve?

Since you have a relationship with. The easiest banks to get a personal loan are USAA and Wells Fargo.

Are personal loans safe?

Are personal loans safe?

Personal Loans Aren't Always Bad. If you work with a reputable lender, use the loan for the right reasons and can commit...

What kind of loan can I get with a credit score of 575?

What kind of loan can I get with a credit score of 575?

Those with lower credit (500-57) may still qualify for an FHA loan. But you'd have to put at least a 10% down payment,...

Can you get a personal loan with a credit score of 550?

Can you get a personal loan with a credit score of 550?

Yes, you can get a personal loan with a credit score of 550. You might consider getting a secured personal loan, applying ...

What is the easiest way to get a small loan?

What is the easiest way to get a small loan?

Credit unions, which are now more accessible, may be one of the best ways to obtain a personal loan with lower rates and...

Where to go for personal loans?

Where to go for personal loans?

You can apply online and possibly get approved and receive funding. Online lenders are often the most convenient place to ...

What is the easiest personal loan to get?

What is the easiest personal loan to get?

Usually, the easiest personal loans to get don't come from a bank, especially for people with bad credit. For high-risk...

How are personal loans guaranteed?

How are personal loans guaranteed?

A secured loan may have a lower interest rate, but it will need collateral, such as savings. Secured loans are loans that ...

What are personal loans usually used for?

What are personal loans usually used for?

Personal loans are borrowed money that can be used for large purchases, debt consolidation, emergency expenses, and much...

Can I get a $500 personal loan?

Can I get a $500 personal loan?

A $500 personal loan is a type of term loan where you'll have to pay back the money in installments instead of paying it...

Where is the easiest place to get approved for a personal loan?

Where is the easiest place to get approved for a personal loan?

The easiest banks to get a personal loan are USAA and Wells Fargo. USAA does not disclose a minimum credit rating...

When should you get a personal loan?

When should you get a personal loan?

Consider a personal loan if you're consolidating debt or need to finance a large expense, such as remodeling a home....

Who offers personal loans?

Who offers personal loans?

LightStream targets borrowers with strong credit with no fees and low rates that vary depending on the purpose of the...

Where can I borrow money instantly?

Where can I borrow money instantly?

See our picks for the best personal loans from banks. A credit union can offer lower interest rates and fees than a bank.

What personal loans?

What personal loans?

These loans are available from traditional banks, credit unions and online lending platforms that make it easy to apply...

When should a personal loan be used?

When should a personal loan be used?

Here, for example, there are five circumstances in which a personal loan might make sense, Consolidating credit card...

How much of a loan can I get with a credit score of 550?

How much of a loan can I get with a credit score of 550?

You may be able to get a personal loan with a credit score of 550. But keep in mind that you'll have to shop around, as...

How do personal loans affect credit?

How do personal loans affect credit?

Applying for a personal loan can cause a five-point drop in credit scores for most people. This is because, when you are...

Which credit unions offer personal loans?

Which credit unions offer personal loans?

To choose the best credit union loans, we researched 10 personal credit union loans. Each personal and credit union loan...